The Retail Mutual launches private heath cover for independent retailers

The Retail Mutual has expanded its products and services for independent retailers with the introduction of two new health cover offerings.

The company now offers a Health Cash Plan as well as an Access Surgery product.

Health can be an unpredictable thing and for small business owners, suffering an accident or serious illness can have major repercussions for their livelihood, the Retail Mutual says this is why it has teamed up with Westfield Health to provide independent retailers and small business owners with these new health cover solutions.

The Health Cash Plan offers access to valuable health and wellbeing services plus the option to claim money back, up to set limits, towards the cost of essential healthcare. Clients can also use the plan to claim money back towards GP-referred diagnostic consultations, dental treatments, eye tests and even glasses and contact lenses. It also includes cash pay-outs for hospital stays, day surgery (NHS or private) and even the arrival of a new baby, giving busy retailers some breathing space while they step away from running their business.

To complement the Health Cash Plan, The Retail Mutual is also offering its members access to an Access Surgery product, providing a low-cost alternative to traditional private health insurance. Offering two levels of cover, the Access Surgery plan provides business owners with the opportunity to access prompt diagnosis and referral facilities, as well as benefit from faster access to a wide variety of treatments for acute conditions.

The plans cover most surgical procedures except heart or cancer-related treatment – areas which the NHS already prioritises.

Mutual manager, Rikul Patel, said: “These private health plans are a great way to help retailers budget for their everyday health costs and give them extra protection in the event of the unexpected. We’re delighted to be able to offer this service to our members and provide them with even more great products and services to help the UK’s independent retail community.”

This is the latest in a series of new product launches from The Retail Mutual to support independent retailers. In addition to its core business cover product, the Mutual offers home cover and landlord cover for those who rent out additional properties. It also provides access to life insurance and critical illness insurance plus a dedicated mortgage service powered by L&C.

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